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Health Insurance

Health insurance is a type of insurance coverage that pays for health and medical expenses. Health insurance covers some or all of the costs of routine care, emergency care, and treatment for chronic illnesses.

TYPES OF HEALTH INSURANCE

 Individual Health Insurance
 Family Health Insurance Plan
 Multi Individual Health Insuarnce
 Senior Citizen Health insurance Plan
 Top-Up Plan
 Super Top-Up Plan
 Personal Accident Insurance policy

Benefits Of Health Insurance

We have compiled a list to summarise health insurance benefits you should
look for before purchasing a policy. Take a look!

  • CASHLESS TREATMENT:

    • If you are insured, you can get cashless treatments as your insurance company would work in collaboration with various hospital networks.


  • PRE AND POST HOSPITALIZATION COST COVERAGE :

    • Insurance policy also covers pre and post hospitalization charges up to the period of 60 days, depending on the insurance plans purchased.


  • TRANSPORTATION CHARGES :

    • Insurance policy also covers the amount paid to ambulance towards the transportation of insured.


  • NO CLAIM BONUS (NCB ):

    • This is the bonus element which is paid to the insured if the insured does not file a claim for any treatment in the previous year.


  • MEDICAL CHECKUP :

    • Insurance policy also provide options for health checkups. Free health checkup is also provided by some insurers based on your previous NCBs.


  • ROOM RENT :

    • Insurance policy also covers room expenses depending on the premium being paid by the insured.


  • TAX BENEFIT :

    • Premium paid on Health insurance is tax deductible under section 80D of the Income Tax Act.

WHAT DOES IT COVER

Health insurance covers the cost of medical and surgical expenses incurred by the insured.
The policyholder either has to pay for such expenses out-of-pocket and is later reimbursed by the insurer or the insurance company settles the bill directly with the network hospital.
 Hospitalization expenses (such as surgery)


 Day care treatments


 Pre and Post hospitalization expenses


 Medicine Bills


 Mental Healthcare


 Recovery Benefit


  Lifelong Renewability


  Sum Insured Rebound


  Organ Donor Expenses


  Preventive Health Check-Up


ADD ON OF HEALTH INSURANCE

Health insurance covers the cost of medical and surgical expenses incurred by the insured.
The policyholder either has to pay for such expenses out-of-pocket and is later reimbursed by the insurer or the insurance company settles the bill directly with the network hospital.

Health Check ups


Hospital Cash


Consumable Cover


Maternity Cover


OPD Benefits


Wellness Discounts


Restore/Recharge/Refill Benefits